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Car insurance quote Explained!

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A car insurance quote provides an estimate of what you’ll be charged for car insurance, monthly and annually. You can get a quote from a broker, an agent, or an insurance comparison site. Regardless of the route you take, you’ll be asked intake questions before you can see your quote. Your answers provide a general picture of your insurance needs. Every car currently in use needs to have insurance – it’s illegal to operate one without it. Because of this, your auto insurance quote will automatically include the minimum coverage required to operate a car legally. You’ll also have a chance to state whether you think you’ll need optional forms of insurance; this will be factored into the quote you get. Here’s what you can expect to be asked during the quoting process: Your age Your gender The date you received your license Your car’s make, model, and year Where you park your car overnight Whether your car is leased The number of kilometres driven to work one-way Whether you would like...

How car insurance works in Canada

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Car insurance is mandatory in all provinces and territories.There are serious consequences for driving without insurance. These include having your license suspended, your car impounded, and fines. In Ontario, the fines range from $5,000 up to $50,000; in Alberta, they range from $2,875 up to $20,000.Plus, your insurance premiums will increase (the larger the fine, the more significant the increase).So why aren’t other forms of insurance, like life and home insurance, not legally required? Car accidents take a toll on society. Without mandatory insurance, victims likely wouldn’t be able to access crucial support. Having a clear system for resolving disputes also ensures the courts don’t get tied up, too. Regulation at the federal and provincial levels Insurance is regulated at both the federal and provincial levels.The vast majority of the property and casualty insurance industry is federally regulated. The Insurance Companies Act governs all federally incorporated or registered insura...

Types of car insurance coverages in Canada

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Since you can’t legally operate a car without insurance in Canada —driving is an inherently risky activity — auto insurance policies are tightly regulated and standardized. However, the provinces get to determine what constitutes mandatory and optional coverage. The maximum amount an insurer will pay to an insurance policyholder varies in each province and territory. Broadly speaking, liability and accident coverage is mandatory in most provinces, while insurance that covers damage to the body of the car and personal effects is optional (with some exceptions). Insurance endorsements are a kind of optional coverage. They’re policy change forms that alter standard policies in ways that optional products don’t. Endorsements can enhance  or  reduce your existing coverage. See the mandatory coverage for your province here. Mandatory   insurance Third-party liability:  This benefit covers you from claims from a third party when you have an at-fault accident. It protec...

*BREAKING NEWS!!!​* *OSIBANJO STEPS DOWN.*

*BREAKING NEWS!!!​* *OSIBANJO STEPS DOWN.* The Vice President of the Federal Republic of Nigeria Yemi osibanjo​ has finally stepped down. It has just been announced on TVC news, BBC news, AIT and NTA news.  He stepped down from his car today in front of his office to continue his office task. He is such a hardworking Man. Thank you for your attention. Tension will  not kill us . Now go back to whatever you were doing. Just for Laugh, Have a nice day.....

Burna Boy says he was very relieved when he won the Grammy

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  The Grammy award winning artist emphasizes that musicians on the continent should continue telling African stories. Burna Boy won a Grammy on March 14, 2021 (BBC) Damini Ebunoluwa Ogulu, better known as Burna Boy, has spoken of the palpable relief that swept through him when he won the Grammy in the Best Global Music Album category on March 14, 2021. “I felt very relieved, a lot of relief because I deserved it,”  Burna Boy says straight-faced in an interview with the  BBC .  "So if I didn't get it when I was hoping, a situation wouldn't happen where it's like I wouldn't get what I deserve again, you know?"  he adds, referencing the previous year when he missed out on winning the award. Burna Boy hit the music scene in 2012, after releasing his debut album L.I.F.E. He realised afterwards that his music touched a number of people and transcended several cultures. “It’s bigger than me and that’s when it kind of hit me that this is not a hobby anymore, you used ...

Which continent do you plan on traveling to after the covid19 pandemic

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It's poll time baby! Let's see the continent that will get the highest number of votes. Travelling for business or pleasure? I guess the covid19 pandemic has halt many travelling plans this year. But, I know some of us have plans to travel after the covid19 pandemic. So let's get the ball rolling! Which of the continent do you plan on traveling to after the covid19 pandemic? You can tell us the actual country in the comment below. Happy polling!

How many trips did you take in the past year

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See the number of times people travel in a year. Travelling for business or pleasure? I guess the covid19 pandemic has halt many travelling plans this year.  So tell me, I mean us😀 How many times did you travel last year?