HAJ GLOBAL BLOG

What is Student Loan Refinancing?

Refinancing student loans allow you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finances. You’ll also sometimes have the opportunity to release cosigners on your existing loans eliminating them from any liability for your loans. But probably most exciting is the opportunity to save money. With a student loan refinance, you are replacing all of your existing student loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan.

Refinance Student Loans

Save thousands by refinancing through credit unions and community banks that prioritize people over profits.

APPLY NOW

Checking rates will NOT affect your credit score.

Savings of over
$16,000

rates as low as (with AutoPay)

2.47%

VARIA…

"Caratage" is simply the measurement of purity of gold alloyed with other metals. 24 carat is generally accepted as pure gold with no other metals. Lower caratages contain less gold; 18 carat gold contains 75% percent gold and 25% other metals, often copper or silver.
    An 18 carat gold represents 75% gold and other metals. This can be calculated by dividing the carats by 24. That is, 18/24=0.75 value of gold
    To get the percentage, multiply it by 100. That is 0.75×100=75% gold.

    There are some other values of gold that is sold they include; 0.999 0.995 0.990 or 22 carats, 14 carats etc  depending on what you buy as gold.

List of carats of Gold and the gold content

Purity: 22 carat gold
Gold content(wt.%):91.6
Fineness:916

Purity:18 carat gold
Gold content(wt.%):75.0
Fineness:750

Purity:14 carat gold
Gold content:58.5
Fineness:585

Purity:9 carat gold
Gold content:37.5
Fineness:375

lots of precious stones and semi precious stones have been and is still being used to make Jewelry. Jewelry which is made with gemstones, shell, bead and precious metals such as gold and silver is used in many occasions. Jewelries such as necklace, rings, anklets, earrings etc is used in many occasions. Most people use it as a form of dowry while some use it as a form of ornament, etc. Whatever purpose it is used for, people always have preferences when it comes to what their Jewelry is made of. Most people prefer gold, some silver, others diamond or pearl etc. Whatever their preferences are, there is always a reason why they choose one above the other. When it comes to a choice of Jewelry, a person's personality, attractiveness, and interest comes to play. Now let's look at a case study of gold and silver. Some say that Gold is mostly accumulated over time as gifts by family or in the form of small pieces for investment, that Gold is still considered a p…

Food and health quiz 1 Pick the right answer for each question What is the chemical name of vitamin B?
Ascorbic acid
Cholecalciferol
Riboflavin
Tocopherols

The two major classes of fruits are
Spoilt fruits and fresh fuits
Fresh fruits and dried fruits
Dried fruits and watery fruits
Strong fruits and weak fruits

One of these is used to prepare Indian rice pudding (kheer)
Yeast
Milk
Baking powder
Palm oil

What ingredient makes bread rise?
Baking powder
Yeast
Butter
Milk

A person who does not eat meat is called
Non-meat eater
Vegetator
Fish eater
Vegetarian

What star is awarded to restaurants where the service and cooking levels are outstanding?
Five star
Michelin
Golden star
Best cook star

The following are root vegetables except
Cassava
Carrot
Turnip
Parsnips

What is considered the sweetest fruit in the world?
Banana
Pawpaw
Apple
Mango

A diabetic should not eat the following, except
Sugar-sweetened beverages
Dried fruits
Cinnamon
Honey

where does the word mocha come from?
Yemen
USA
South-Africa
Togo