Tuesday 13 November 2018

HOW TO PREPARE BANANA BREAD

INGREDIENT           QUANTITIES

Water                        (Lukewarm) 1 cup
Salt                             1/4 Table spoon
Margarine                50g
Flour                          300g
Eggs                            1g
Sugar                         70g
Yeast                          1/2 teaspoon
Banana                     3 pieces


PREPARATION PROCEDURE
  1. Peel and blend the banana
  2. With rubbing in method, mix all the ingredients together (flour, sugar, margarine)
  3. Beat the egg and add water to it.
  4. Pour the egg and water inside the mixture
  5. Pour banana paste
  6. Mix all thoroughly to form a dough
  7. Knead for 10 minutes
  8. Put in a greased bowl and cover with a clean handkerchief
  9. Allow for about 1½ hours
  10. Knock back the dough and knead again
  11. Cut into your desired shape and put of in a tray or bread pan
  12. Cover with polythene until it becomes double inside or more
  13. Pre-heat the oven
  14. Bake until it becomes golden brown
  15. Remove from oven and allow to cool
  16. You can serve with juice or any drink of your choice

Saturday 3 November 2018

What is student loan refinancing?

What is Student Loan Refinancing?

Refinancing student loans allow you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finances. You’ll also sometimes have the opportunity to release cosigners on your existing loans eliminating them from any liability for your loans. But probably most exciting is the opportunity to save money. With a student loan refinance, you are replacing all of your existing student loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan.

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The average student graduates college with more than $30,000 dollars in student loans. Those that go on to graduate school will graduate with even more debt, many times in the six figures for professional degrees. Borrowers don’t always realize that their loans are costing them more than they think. Interest is tacked on to the loan amount (i.e., principal) making the total cost of the loan greater. While there is no way to eliminate student loan debt without paying it off, there are some tactics to reduce the overall cost of the principal and interest combined. One way is with a student loan refinance.

You could be saving thousands of dollars when you refinance your student loans.

Many borrowers are eligible to refinance but don’t know where to start. The first step is to get familiar with how student loan refinancing works.
You can easily refinance your loan using lendkey

Benefits of Using LendKey

Lower Your Payments

You can reduce your interest rate, lower your monthly payments, and save thousands over the lifetime of your loan when you refinance student loans.

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Through lendkey you'll be able to refinance student loans, both federal and private, including graduate loans, into one convenient loan at a great rate.

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Many of lendkey's student loan refinance lenders offer various repayment options, including interest-only payments for the first four years.

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Sunday 7 October 2018

How many percent of gold is in 18 karat gold

"Caratage" is simply the measurement of purity of gold alloyed with other metals. 24 carat is generally accepted as pure gold with no other metals. Lower caratages contain less gold; 18 carat gold contains 75% percent gold and 25% other metals, often copper or silver.
    An 18 carat gold represents 75% gold and other metals. This can be calculated by dividing the carats by 24. That is, 18/24=0.75 value of gold
    To get the percentage, multiply it by 100. That is 0.75×100=75% gold.

    There are some other values of gold that is sold they include; 0.999 0.995 0.990 or 22 carats, 14 carats etc  depending on what you buy as gold.

List of carats of Gold and the gold content

Purity: 22 carat gold
Gold content(wt.%):91.6
Fineness:916

Purity:18 carat gold
Gold content(wt.%):75.0
Fineness:750

Purity:14 carat gold
Gold content:58.5
Fineness:585

Purity:9 carat gold
Gold content:37.5
Fineness:375

Saturday 6 October 2018

Which do you prefer, Gold or silver?


lots of precious stones and semi precious stones have been and is still being used to make Jewelry. Jewelry which is made with gemstones, shell, bead and precious metals such as gold and silver is used in many occasions. Jewelries such as necklace, rings, anklets, earrings etc is used in many occasions. Most people use it as a form of dowry while some use it as a form of ornament, etc. Whatever purpose it is used for, people always have preferences when it comes to what their Jewelry is made of. Most people prefer gold, some silver, others diamond or pearl etc. Whatever their preferences are, there is always a reason why they choose one above the other. When it comes to a choice of Jewelry, a person's personality, attractiveness, and interest comes to play. Now let's look at a case study of gold and silver. Some say that Gold is mostly accumulated over time as gifts by family or in the form of small pieces for investment, that Gold is still considered a primary form of investment in the country and that's why gold is preferred to silver. Some are of the opinion that people like and wear both silver and gold depending on the designs, and occasions they want to wear it to. Most people are of the opinion that Since times have changed, that, people are more interested in jewelry that is easy to carry for them and does not require much investment and can go with every outfit, so Instead of using gold, people are most interested in precious and semi precious jewelry and that in no doubt, silver is the most attractive option in jewelry. Certain people are of the opinion that the choice of Jewelry should be decided based on a person's skin complexions and personal style. This set of people claim that Gold generally suits darker complexions better and silver suits lighter complexions better. They say that While Some people can pull off either, it also depends on a person's outfit. Others think that the choice of gold or silver Jewelry is cultural. They said Some cultures consider gold the ultimate and it is also considered to be part of the woman’s dowry. While Other cultures use a lot of silver, partially because that is what was always readily available in their part of the the world. Most people feel that Other people choose whichever they prefer because they like the way it looks on their skin." I have always preferred silver. Silver looks better against my skin. Gold looks better on other people. Believe it or not, some people wear copper beautifully!" another opined. A Jeweler dealer who makes jewelry and do art shows said she had noticed that her gold case pulls people in, but her silver case sells best. That is because of the difference in prices. She said she has started mixing gold and silver. "People love the combination because they can wear it with everything! Now that I am mixing the metals, I am wearing more silver and gold mixes myself!" She said Some say that nowadays more people prefer wearing the silver jewelry to gold jewellery. They say Silver Jewelry is less expensive to gold jewellery and many trendy designs comes in silver. So one can afford to wear it with his/her outfits and look fashionable too.
Others say It completely depends on personal preference but it also depends on what the person is wearing it with. When it comes to gold and silver Jewelry, the preference of one against the other goes on and on. Which one do you prefer, silver or gold?

Saturday 8 September 2018


Food and health quiz 1

Pick the right answer for each question
  1. What is the chemical name of vitamin B?

  2. Ascorbic acid
    Cholecalciferol
    Riboflavin
    Tocopherols

  3. The two major classes of fruits are

  4. Spoilt fruits and fresh fuits
    Fresh fruits and dried fruits
    Dried fruits and watery fruits
    Strong fruits and weak fruits

  5. One of these is used to prepare Indian rice pudding (kheer)

  6. Yeast
    Milk
    Baking powder
    Palm oil

  7. What ingredient makes bread rise?

  8. Baking powder
    Yeast
    Butter
    Milk

  9. A person who does not eat meat is called

  10. Non-meat eater
    Vegetator
    Fish eater
    Vegetarian

  11. What star is awarded to restaurants where the service and cooking levels are outstanding?

  12. Five star
    Michelin
    Golden star
    Best cook star

  13. The following are root vegetables except

  14. Cassava
    Carrot
    Turnip
    Parsnips

  15. What is considered the sweetest fruit in the world?

  16. Banana
    Pawpaw
    Apple
    Mango

  17. A diabetic should not eat the following, except

  18. Sugar-sweetened beverages
    Dried fruits
    Cinnamon
    Honey

  19. where does the word mocha come from?

  20. Yemen
    USA
    South-Africa
    Togo